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FEE-HELP explained

What is FEE-HELP?

FEE‑HELP is a loan scheme that assists eligible fee paying students pay all or part of their tuition fees. It cannot be used for additional study costs such as accommodation or text books. The total amount of FEE‑HELP a person can use over their lifetime is known as the ‘FEE‑HELP limit’.

Once a person begins using FEE‑HELP, the amount of FEE‑HELP they have left to use is known as their ‘FEE-HELP balance’.

Important note: From 1 January 2020, a combined HELP loan limit will replace the FEE-HELP limit and will include FEE-HELP, VET Student Loans, VET FEE-HELP and HECS-HELP. Only new HECS-HELP borrowing will count towards a person's HELP limit. However, any existing FEE-HELP, VET FEE-HELP or VET Student Loans you have already borrowed before 2020 will be carried over.

Postgraduate fee-paying places
Eligible domestic students can borrow part or all of their tuition fees through FEE-HELP. No loan fee applies to loans for postgraduate studies.

FEE-HELP loans are repaid through the Australian taxation system. If you are eligible for FEE-HELP assistance and would like to obtain a FEE-HELP loan you must complete and submit an online request for FEE-HELP on studentConnect and provide your tax file number by the census date.

Further FEE-HELP information is available for undergraduates and postgraduates from the Study Assist website.

FEE-HELP limits
From 1st January 2019, the combined HELP limit is $104,440.

Exceptions apply to students undertaking Medicine, Veterinary Science and Dentistry, for which the HELP limit is $150,000 for 2019.

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